Farm insurance for Delta and the Fraser Valley.

Berry fields, dairy barns, greenhouses and hobby acreages all live under one farm policy: the dwelling, the outbuildings, the machinery, the animals and the liability. Crop loss does not. We tell you which is which.

Before you buy

What this policy does, and what it will not do.

What we write in
✓Farm dwelling and outbuildings
✓Machinery and equipment, scheduled or blanket
✓Livestock: named perils and mortality
✓Farm liability, including products you sell
✓Produce and supplies in storage
What it will not do
✕Crop loss — that is the province’s Production Insurance
✕Flood unless added
✕Farm vehicles on public roads (ICBC)
✕Pollution and manure spills unless added
Who this is for

Three ways people hold this policy.

Commercial farms
Berry, dairy, poultry, greenhouse. Buildings, equipment and revenue.
Hobby farms
A few animals and a barn. Cheaper than a farm policy, but the line matters.
Agri-tourism
U-pick, farm stands and events bring public liability.
What moves the price

Five things the insurer looks at.

01
Building values and construction
02
Equipment schedule
03
Type and number of livestock
04
Farm revenue and public access
05
Deductibles
Straight answers

Farm Insurance questions we hear most.

All FAQs→

No. Crop loss is covered by the province’s Production Insurance program. Farm policies cover buildings, equipment, livestock and liability.

Most insurers draw it at farm revenue, often around $10,000 a year. Above that, you need a farm policy rather than a home policy with a farm rider.

On your land, under the farm policy. On a public road, it needs ICBC coverage.

A quote takes two minutes.A callback, the same business day.

Pick the coverage, answer a short set of questions, and a licensed broker in Delta calls you back with real numbers.