Motorcycle insurance for riding season and the months between.

Bikes follow the same ICBC Basic rules as cars, but the optional side is where riders lose money: gear limits, accessory limits, and paying for twelve months when you ride for six.

Before you buy

What this policy does, and what it will not do.

What we write in
✓ICBC Basic liability and accident benefits
✓Collision and comprehensive on the bike
✓Riding gear and helmets, to the stated limit
✓Declared accessories and modifications
✓Storage-only coverage for the off season
What it will not do
✕Track days and racing
✕Riders not named on the policy
✕Modifications you did not declare
✕Gear above the stated limit
Who this is for

Three ways people hold this policy.

Daily riders
Full-year plates with optional coverage that matches a bike you depend on.
Seasonal riders
Ride April to October, store the rest, and pay for what you use.
Scooters and small displacement
Lower cost, same rules on gear and riders.
What moves the price

Five things the insurer looks at.

01
Engine size and bike value
02
Years riding and record
03
Territory where it is garaged
04
Months insured for road use
05
Deductible
Straight answers

Motorcycle Insurance questions we hear most.

All FAQs→

Yes. ICBC storage coverage protects against fire, theft and vandalism while the bike is off the road, at a fraction of the riding-season cost.

Under optional coverage, up to a stated limit. Tell us what your gear is worth and we will set the limit to match.

No. Third-party liability covers injury to a passenger. Accident benefits apply to them too.

A quote takes two minutes.A callback, the same business day.

Pick the coverage, answer a short set of questions, and a licensed broker in Delta calls you back with real numbers.