Marine insurance for pleasure craft, working boats and ocean cargo.

A weekend boat on the Fraser, a commercial vessel and a container on the Pacific are three different policies. We place all three and explain the navigation limits that decide whether a claim pays.

Before you buy

What this policy does, and what it will not do.

What we write in
✓Hull and machinery
✓Protection and indemnity (liability)
✓Pleasure craft, including trailer and tender
✓Commercial marine: charter, fishing, workboats
✓Ocean cargo for imports and exports
What it will not do
✕Navigation outside the stated limits
✕Racing unless declared
✕Wear, corrosion and marine growth
✕Operators not listed or not qualified
Who this is for

Three ways people hold this policy.

Pleasure craft
Runabouts to cruisers. Agreed value, liability, and lay-up periods.
Commercial operators
Charter, fishing and tug. Crew, P&I and pollution.
Importers and exporters
Cargo from port to warehouse, one shipment or an annual open policy.
What moves the price

Five things the insurer looks at.

01
Vessel value, age and type
02
Navigation area
03
Operator experience
04
Mooring and lay-up location
05
Deductible
Straight answers

Marine Insurance questions we hear most.

All FAQs→

No, but marinas and lenders require liability coverage, and hull coverage is the only way to insure the boat itself.

The waters the policy allows you to operate in. Leave them without telling us and the policy may not respond.

Carrier liability is limited by law, often to a few dollars per kilogram. Your own cargo policy pays the real value.

A quote takes two minutes.A callback, the same business day.

Pick the coverage, answer a short set of questions, and a licensed broker in Delta calls you back with real numbers.